Category: money
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[finance$] January 2022
Here’s the short list: My January income- $3,107.87 Total January spending (this includes contributions to savings)- $4,214.46 Business spending- $917.18 Income I am definitely thinking about and exploring ways to diversify my income. As you can see, my income is mostly from teaching. I love teaching, but I feel like I am overcommitted right now.…
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2021 Financial summary
Income Total personal income: $32,804 Avg monthly income: $2742 Summary Over half of my income came from teaching. What I mean by “contract teaching” is that I was employed to teach for a separate business. “Private studio” is also teaching, but either for my own business, or as a private contractor for public schools. We…
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Your first budget
Making a budget is a lot like making recordings of yourself. It’s tedious and time consuming, and makes you cringe. On the other hand, it gives you an objective look at what is going on. That clarity ultimately gives you more self knowledge and confidence. There is no better time than now to start a…
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Building a personal emergency fund
About a year ago, we were at a financial low point. We had almost nothing in our checking account and our credit card was maxed out. In March 2019, I acknowledged this was an issue I needed to figure out. I realized we were spending about $400 more each month than we were making. We…
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The cost of orchestra auditions
Last year I finally started to get my financial life together and be diligent about tracking my business expenses… but in writing this I realized I forgot a few, so I’m glad I looked back! In 2019 I took six live auditions, and here is what I spent on them: Grand Total= $2897 for six…